What Does Your Home Insurance Cover?

A "Peril" is a certain risk that may affect or damage your home. This is an insurance industry term, but basically describes the list of mishaps you're protected against. Here's a look at what the Insurance Information Institute says are some of the most common perils covered by a typical homeowners insurance policy:

  • Fire and smoke
  • Lightning strikes
  • Windstorms and hail
  • Explosion
  • Vandalism and malicious mischief
  • Damage from an aircraft, car or vehicle
  • Theft
  • Falling objects

For an more in depth look at your "Perils" or covered events, please reach out to your local Allstate agent, John Rose at 704-366-7779. 

Allstate Overview Of Home Insurance

Allstate Overview Of Home Insurance