John Rose Agency

Know What Is Covered Before A Hurricane Comes!

Summer is here & so is Hurricane Season! If you live in a region that is affected by tropical storms like North & South Carolina, it is very important to know which Perils are covered. For example... damage to your house from wind is usually covered, but damage from Flooding is usually not. Please take time to review your coverage and remember once a storm makes landfall you can not make any changes to your policy. Plan ahead for the best protection and coverage. Call your local Allstate agent John Rose (800-772-1711) to review your coverage today!

For more information please visit Allstate's website and resource page on the topic https://www.allstate.com/tools-and-resources/home-insurance/perils.aspx

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What Is Full Coverage Auto Insurance?

Most of us drive, own a car, and at one point in our lives will be involved in a fender bender or accident. Regardless of who you are, Auto Insurance is very important and a necessary coverage you need to address with your agent. 

People often talk about having their cars "fully insured". But for those who don't really know the ins and outs of auto insurance terminology,  there's really no such thing as "full coverage" for your car. The good news is that there are a lot of auto insurance coverage options that can help protect you, your family and even your business in the event of an accident. 

To fully understand your current coverage, watch this helpful video from Allstate or come visit your local agent today.

What Does Your Home Insurance Cover?

A "Peril" is a certain risk that may affect or damage your home. This is an insurance industry term, but basically describes the list of mishaps you're protected against. Here's a look at what the Insurance Information Institute says are some of the most common perils covered by a typical homeowners insurance policy:

  • Fire and smoke
  • Lightning strikes
  • Windstorms and hail
  • Explosion
  • Vandalism and malicious mischief
  • Damage from an aircraft, car or vehicle
  • Theft
  • Falling objects

For an more in depth look at your "Perils" or covered events, please reach out to your local Allstate agent, John Rose at 704-366-7779. 

Allstate Overview Of Home Insurance

Allstate Overview Of Home Insurance