What Does Your Home Insurance Cover?

A "Peril" is a certain risk that may affect or damage your home. This is an insurance industry term, but basically describes the list of mishaps you're protected against. Here's a look at what the Insurance Information Institute says are some of the most common perils covered by a typical homeowners insurance policy:

  • Fire and smoke
  • Lightning strikes
  • Windstorms and hail
  • Explosion
  • Vandalism and malicious mischief
  • Damage from an aircraft, car or vehicle
  • Theft
  • Falling objects

For an more in depth look at your "Perils" or covered events, please reach out to your local Allstate agent, John Rose at 704-366-7779. 

Allstate Overview Of Home Insurance

Allstate Overview Of Home Insurance





Going To The Chapel?

Are you and your partner looking to get married in 2018? While it is a joyous occasion, it is important to candidly discuss finances to avoid stress after "I Do".  Here are some great tips from Allstate on how to set up a strong foundation for your relationship and joint finances. According to Forbes the #1 reason married couples fight is money. #2... are silly little annoying habits like the toilet seat.  While the John Rose Agency and Allstate can't help you with those, we do have financial experts standing by to help you with your Marriage & Money questions.